• One month of pay stubs and your last 2 year's W-2's
• If self-employed, commissioned, or earning substantial dividend or interest income, include the past two years of federal tax returns signed on the second page. Include all schedules (Partnership, Corporate, or K-1's, if applicable).
• If you own 25% or more of a corporation, partnership or sole proprietorship, or file a schedule C, the following will be required in addition to two years of personal tax returns:
  Corporation - two years corporate tax returns, year to date P&L and balance sheet
  Partnership - two years partnership returns, year to date P&L and balance sheet
  Sole Proprietorship - year to date P&L and a balance sheet
  Schedule C - year to date P&L
• Current rental leases (if any annual rental income), with tax and insurance bills for all rental properties

• Three months of bank statements for all accounts to verify funds available and three months IRA, 401k, or other savings/investment plan statements.

• Payment booklets/statements or complete lender names, addresses and account numbers. 
• Credit card names and account numbers.
• Last 12 months cancelled rent or mortgage checks.

• If the property you are buying or refinancing is a condominium, please provide copies of the Bylaws, Master Deed, Budget, Insurance Agency contact, and Unit Deed. 
• If you are not a US citizen, please provide us with a copy of your green card (front & back), or if you are not a permanent resident provide us with a copy of your H-1 or L-1 visa.

• Purchase and Sale Agreement (signed by all parties) 
• Purchase agreement or listing agreement on present property (if selling)
• Complete names, addresses and phone numbers for listing and selling brokers.

• Copy of the Deed. 
• Copy of the real estate tax bill.